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About Us

Welcome to No Worry Insurance, a cherished name in safeguarding the golden years of our beloved seniors in the Indianapolis area. For two decades, we've proudly stood as a family-owned insurance agency, committed to ensuring peace of mind for Hoosier seniors navigating the complexities of final expense, Medicare, annuities, and life insurance.

Our story is one of compassion, understanding, and unwavering support. At No Worry Insurance, we recognize the unique needs of our senior community. As you embark on this stage of life, we stand ready to be your trusted partner, offering tailored insurance solutions that go beyond policies – they embrace your legacy, your health, and your financial security.

In the realm of final expense and Medicare, we understand the importance of delicacy and precision. Our seasoned team of insurance professionals specializes in guiding seniors through these crucial decisions, ensuring that your wishes are respected, and your loved ones are protected. With No Worry Insurance, you're not just a client; you're family, and we approach your needs with the care and consideration you deserve.

Beyond final expense and Medicare, we also specialize in annuities and life insurance, recognizing that financial stability is a cornerstone of a worry-free retirement. Our commitment goes beyond transactions; it's about providing you with the tools to enjoy your senior years to the fullest, free from financial concerns.

No Worry Insurance is proud to have become a trusted name in the lives of our senior community. We are honored to celebrate 20 years of service, and we look forward to many more years of being your go-to source for comprehensive, compassionate insurance solutions. Thank you for entrusting us with your senior insurance needs – we are here to ensure that your golden years are truly worry-free.

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All of our Medicare Benefit Reviews are FREE of charge, no pressure, and zero obligation. Get Peace of mind by speaking to one of our trusted licensed agents.

Frequently Asked Questions

Common Questions Answered for your convenience.

What is final expense insurance, and how does it differ from traditional life insurance?

Final expense insurance is a type of life insurance specifically designed to cover end-of-life expenses, such as funeral costs, medical bills, and other debts. Unlike traditional life insurance, final expense insurance typically has a lower coverage amount and is easier to qualify for. It provides peace of mind for families by ensuring that these specific expenses are covered.

Can I purchase final expense insurance if I have pre-existing health conditions?

Yes, many final expense insurance policies are designed to be more accessible, even for individuals with pre-existing health conditions. Some plans do not require a medical exam, making it easier for people with health challenges to obtain coverage. However, it's essential to review policy details and work with an agent to find the best fit for your specific situation.

What is the difference between Medicare Part A and Part B?

Medicare Part A primarily covers hospital-related expenses, such as inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. On the other hand, Medicare Part B covers outpatient care, preventive services, doctor visits, and other medically necessary services. Together, Part A and Part B form the foundation of Original Medicare.

Do I need additional coverage if I have Original Medicare (Parts A and B)?

While Original Medicare provides essential coverage, it may not cover all expenses. Many individuals choose to enroll in Medicare Supplement Insurance (Medigap) or Medicare Advantage (Part C) plans to fill coverage gaps. Medigap plans help with out-of-pocket costs, while Medicare Advantage plans often include additional benefits beyond what Original Medicare offers.

How do I qualify for Extra Help with Medicare prescription drug costs?

Extra Help, also known as the Low-Income Subsidy (LIS) program, is designed to assist individuals with limited income and resources in paying for their prescription drug costs under Medicare Part D. To qualify, you must meet specific income and asset requirements. The Social Security Administration determines eligibility, and individuals can apply through their local Social Security office or online at the official Social Security website.

Can I change my Medicare coverage during the Annual Enrollment Period?

Yes, the Annual Enrollment Period (AEP) allows Medicare beneficiaries to make changes to their coverage. This period typically runs from October 15 to December 7 each year. During AEP, individuals can switch between Original Medicare and Medicare Advantage, change or add Part D prescription drug plans, and explore other coverage options. It's a crucial time to review your current coverage and make adjustments based on your evolving healthcare needs.